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Home insurance typically covers against damage to your home caused by fire, flood and other natural occurrences. It can also cover your personal belongings like furniture and electronics if they are damaged or stolen.
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Why take out home & contents insurance? Home insurance protects homeowners, landlords, and tenants against property damage, loss or destruction. Policies cover events including fire, theft, and natural disasters (e.g. floods). This type of policy usually insures your home to a predetermined amount, or the “sum insured”.